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(+43) 720 3037351
Company Formation Austria



Open a Merchant Account in Austria

Updated on Wednesday 12th December 2018

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Open-a-merchant-account-in-AustriaForeign entrepreneurs choosing to come to Austria will find many investment opportunities as well as a legislation favoring foreign direct investments in many industries. The country is one of the most prosperous economies in Europe and welcomes investors who want to open an online Austrian company or a traditional one.

No matter the type one intends to set up a key requirement related to the company formation process in Austria is setting up a bank account. Apart from the corporate account, companies can also open merchant accounts in Austria with the purpose of facilitating the payments made by their customers or even business partners.

Our company registration agents in Austria can offer information on the uses of a merchant account.

Steps to set up a merchant bank account in Austria

Merchant accounts are mostly used by e-commerce companies in Austria. Usually establishing the merchant account is the last one when opening this type of business in Austria. First, the investors must register the company, open the corporate account, have the website up and running and then choose a bank or a financial company offering payment services and creating the merchant account.

Our local consultants can assist foreign investors who want to set up an online business in Austria.

Choosing an operator to open an Austrian merchant bank account with

Most of the banks and several financial companies offer merchant bank account services in Austria. In order to make the right choice it is best to verify the conditions, the services and the fees related to creating and maintaining the Austrian merchant account with the desired operator.

Once the bank or financial company is selected, one must file an application supported by various documents related to the merchant account opening. Each operator has its own requirements when it comes to the process, however all processors must ensure the right equipment is installed at the Austrian company’s place of business. The equipment is usually a POS which allows the authorization and processing of the payments.

For assistance in opening a merchant account in Austria, do not hesitate to contact us. You can also rely on us for company formation services in Austria.


Meet us


Call us now at (+43) 720 3037351 to set up an appointment with our company formation specialist in Austria - Dietmar Erwin Ruttensteiner. Alternatively you can incorporate your company without traveling to Austria.

As a Ruttensteiner Business Consulting client, you will benefit from the joint expertize of local lawyers and international consultants. Together we will be able to offer you the specialized help you require for your business start-up in Austria.

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The team from is very qualified and benefits from extensive expertise in this area. I would definitely recommend them to any entrepreneur decided to start his own business here.

Mihai Cuc, Partner of
Enescu&Cuc; Law Firm

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